There are lots of reasons consumers call on Gregory Appraisals & Real Estate Inc.

To a lot of us, an appraisal just looks like one more thing in the long list of items for a home sale or refinance. And while there are a growing number of automated home valuation systems that may appear to be more prudent than an appraisal, almost all lenders still call in a local expert because the stakes are very high. But is getting a mortgage the only reason you should get an appraisal? Are there other times when the services of a licensed, independent real estate professional could be beneficial? You bet.

For real estate appraisals in Gautier and Jackson County, it's easiest when your order online from Gregory Appraisals & Real Estate Inc., just click here.

Appeal your tax assessment in Jackson County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Gregory Appraisals & Real Estate Inc. is your best evidence when building your case. At Gregory Appraisals & Real Estate Inc.,we can assist you in disputing your tax assessment.

Getting rid of your PMI will lower your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the property, almost all lenders ask home owners to buy an added insurance plan. That policy is Private Mortgage Insurance, or PMI. This extra payment is often bundled into the monthly mortgage payment and is soon forgotten. This is unfortunate because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to remove the PMI installments when the balance is paid down to 78% of the original value.

Gregory Appraisals & Real Estate Inc. can produce a statement regarding the value of your home, and the expense of the home valuation can often be offset in little time because you'll no longer be paying the PMI.

An appraisal from Gregory Appraisals & Real Estate Inc. will help you settle a divorce with less stress

A divorce can be a very daunting ordeal for both parties, and it is often further complicated by the hard decision of who maintains the home. So both parties are fully aware of the true market value of their property, it's a good idea to get an appraisal from Gregory Appraisals & Real Estate Inc., regardless of the situation.

The parties will have a clearer picture of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Accurate and fair estate liquidation

The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

Relocating to or from Jackson County?

Employee relocation can be a more than just an inconvenience, and we understand. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, along with information about any recent sales or listings in their area that they want considered during our thorough process.

Sell your home quickly at the right price with an appraisal from Gregory Appraisals & Real Estate Inc.

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision when determining your selling price. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't contingent upon the value we come up with, but rather they depend on our efforts to complete the appraisal.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, seeking a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.